Me and my friend Hoatzin would like to start something up.
Between us we have almost every card in the game.
If anyone would want to borrow any cards they would be able to.
But we would charge a 10% of the cards price as interest each week it was borrowed.
Mods would see this though and so we would track people down if they didnt give them back.
Loans go with collateral, so you loan against higher value collateral and unless client returns card as planned then sell the collateral and buy new one.
That way bank never loses.
10% each week is a bit too high IMO.
Do note that UR won't track down scam artists for you. At least, they probably won't return your cards. It's in the policy.
They would have to also give a collateral.
The problem with the loan system is its great in your own guild where you have players you trust. Out here I wouldn't trust you enough to give you collateral thats worth more than the card.
The reason being is what stops you from say loaning me a Caelus CR and asking for Jackie CR then just not trading me back?
We would be honest and we would give back the cards
Is there a loan for an hour or a day?