Well, it's good in a sense that you probably don't have a lot of access.
but if you're asking if it's good for ELO, and the like, then it has a lot of work needed.
that seems like a starting 8 +1
which is good, if you haven't been buying credits.
have you participated in many daily tournaments?
usually if you get 100 points, you also get a single credit in addition to clintz.
I was once a senior with no ability to market, my best advice is save your clintz from daily tournaments and never spend them, once you earned 20 credtis, buy a pack and use your saved clintz for cards that can support your pack's new cards. The Best pack for you I believe is Action packs since the All Stars are cheap "again". Goodluck.
The Urban Rivals team is made by lovers of all kind of Collectibles Cards Games and Trading Cards Games like: Magic the Gathering, Dominion, Vampire, Yu-Gi-Oh!, Pokemon, Wakfu TCG, Assassin Creed Recollection, Shadow Era, Kard Kombat and Might & Magic Duel of Champions.