I think currently a guild has to be level 20 to spend guild bonus points on guild bank. Is there any chance this requirement to be lowered to level 10 or so?
It's difficult for new guild to grow, because old players won't easily switch guild, and new guild can only recruit players who play for a couple of days and drop out. Being able to access guild bank earlier would make helping new players easier, and thus keep them playing. Any thoughts?
The only way to form a new successful guild, at this point is to stay in an already well-established guild until you're regarded as a pretty famous member of the community, then start a guild using your own fame as a catalyst or inviting friends from several guilds to join your own guild.