Of a new player saw this they problably quit the game instantly lol. People barely have 30k on here lol. In today's market that would equate to maybe 1 1/5 of a good deck LMFAO!
Not to mention pretty much all of the cards that are truly worth anything are either CRs or cost 100k or more clintz
I agree, 650K isn't budget at all, specially for an EFC Tower deck because it would never pay off, in fact I checked some of my Z Palace decks and none of them are above 500K. In my opinion the best budget decks are DT, you can literally get the clintz back in 2-3 DTs just by playing the entire hour
An example of a cheap deck would be something like this:
Sammy (20K), Lehane (50K), Martha (6K), Tobbie (1K), Westwood (1K), Poe (10K), Scar (1K), Carmen (10K) = 100K
And if you don't have enough clintz, you can change Lehane for another cheap card like Mandy (7K), Jakson (16K), etc.
When the total cost for all of a clan's non-cr cards is in the region of 1.5 million, 500k ends up being quite a lot. most of the clans now have over 60 characters each; 500k is almost half the Freaks collection, not just an 8-card deck.